George Christensen talks a big game when he's in North Queensland. But when he gets to Canberra, he follows his leader and does what he's told.

Unions have lost their legal bid to overturn the Fair Work Commission's decision to cut penalty rates for hospitality, retail and fast-food workers.

"United Voice believes that the system has once again failed to protect workers and warns that business groups will attempt further attacks on worker entitlement in other industries," Jo-anne Schofield, National Secretary of United Voice, said.

Lizbeth Radilla has found Melbourne an expensive city to live in.

Penalty rate changes that came into effect on Sunday have now made it that little bit harder for the event management student and part-time bartender to pay her bills.