Workers feel the crunch as penalty rate cuts take effect

"It's quite expensive living here, and it's going to get harder now."Lizbeth Radilla has found Melbourne an expensive city to live in.

Penalty rate changes that came into effect on Sunday have now made it that little bit harder for the event management student and part-time bartender to pay her bills.

"I'm so happy to be living in Melbourne, but it's been very hard for me because of the cost of living, and these changes will make it harder to get by."

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